Surgery Denied Under Workers Comp: Your Options
6 min readYou’ve been told you need surgery, your treating doctor agrees then the insurer refuses to approve it. For an injured worker in pain waiting to recover, a surgery denial is one of the most distressing things that can happen in a workers compensation claim. The good news is that a refusal is not the final […]
The “Seriously Injured Worker” and the 20% WPI Threshold Explained
6 min readIn NSW workers compensation, your whole person impairment (WPI) percentage does far more than set the size of a lump sum. Once your impairment climbs past certain lines most importantly more than 20% and more than 30% the whole character of your claim can change. These thresholds can be the difference between weekly payments that […]
How PIAWE Is Calculated and the Mistakes That Lower Your Payments
6 min readIf you’re receiving weekly payments through NSW workers compensation, one number quietly controls almost everything you’ll be paid: your PIAWE or pre injury average weekly earnings. Get it right and your payments reflect what you genuinely earned. Get it wrong and they often start too low, with the error compounding across months or years of […]
What to Do When Your Workers Comp Claim Is Denied
6 min readReceiving a letter that says your workers compensation claim has been denied is stressful especially when you are injured out of work bills are mounting. But a denial is not the end of your claim. In NSW insurer decisions are challenged successfully every year and the law gives injured workers clear pathways to have a […]
Work Capacity Decisions: Review Rights and Deadlines
6 min readIf you’re receiving weekly payments through NSW workers compensation, a “work capacity decision” is one of the most important pieces of correspondence you can receive because it can reduce or stop your income support. These decisions often arrive just as a worker is trying to return to work and they can feel administrative or final. […]
Work Injury Damages: Common Law Claims and the 15% Threshold
6 min readIf you have been seriously injured at work in New South Wales because your employer did something unsafe, the standard workers compensation benefits — weekly payments, medical expenses, a permanent impairment lump sum — may not reflect what the injury has actually cost you. A work injury damages claim is the pathway that can. This […]
Section 66 Lump Sum Compensation: WPI Thresholds and Timing
7 min readIf you have been left with a permanent injury after a workplace accident in New South Wales, you may be entitled to a one off, tax free payment on top of your weekly payments plus your medical expenses. This is a Section 66 lump sum which is compensation for the lasting impairment your injury has […]