Legal Blog

< 1 min readPublic reports can help you ask better questions about the claims system. They should not be treated as a forecast of …

2 min readWhen reading an online claims guide, check its version as well as its title. An older page can remain easy to find …

2 min readIf you already have an impairment report, start by finding out how it was used. The report date is only one part …

2 min readA lump sum can look straightforward. Before making a decision, understand which entitlements the agreement would bring to an end. The October …

2 min readA treatment request made now may be assessed differently from one submitted before October. Keep the request date and the insurer’s response …

6 min readLosing someone you love in a motor accident is a devastating thing to go through, and no amount of compensation can begin …

6 min readIf you already had a bad back, an old knee injury, or a health condition before your car accident, you may be …

6 min readAt some point in most CTP claims, your injury stops being described in your own words and starts being measured. A doctor …

5 min readConstruction is one of the most dangerous industries in the country. Working at heights, around heavy plant and moving vehicles, with power …

6 min readLifting, carrying, pushing and pulling are part of countless jobs, from warehousing and construction to aged care, nursing, cleaning and retail. They …

6 min readBuried in almost every Total and Permanent Disability policy is a phrase that decides more claims than any other. It is the …

5 min readTPD Claim Delays: When Is an Insurer Taking Too Long? Waiting on a TPD claim is its own kind of stress. You …

6 min readHow Do You Prove Employer Negligence in a Work Injury Damages Claim? Reaching the impairment threshold for a work injury damages claim …

6 min readWhat Evidence Should I Collect After a Car Accident in NSW? In the minutes after a car accident, most people are shaken, …

6 min readDo You Need a Lawyer for a Not at Fault Accident Property Damage Claim? If someone else has damaged your car and …

6 min readWho Pays for a Hire Car After a Not at Fault Accident? Your car is off the road through no fault of …

6 min readAfter a car accident, one of the most common sources of confusion is insurance. You have a green slip, you might have …

6 min readThreshold Injury or Not? What the Classification Means for Your CTP Claim In a NSW motor accident claim, one word on an …

6 min readPsychological Injury After a Car Accident: When PTSD or Depression Is Not a Threshold Injury Not every injury from a car accident …

6 min readFor someone whose injury has changed what they can earn, this is where the real value of a claim usually lies. A …

6 min readAfter a serious car accident, the losses that hurt most are not always the ones with a dollar figure attached. The constant …

4 min readA great deal of work happens behind the wheel. Couriers, tradespeople, sales reps, carers, truck drivers and countless others spend part of …

6 min readWho Can Claim CTP in NSW? Passengers, Pedestrians, Cyclists and Motorcyclists After a motor accident, one of the first questions people ask …

6 min readContributory Negligence in CTP Claims: How Being Partly at Fault Reduces Your Payout Accidents are rarely tidy. You might have been hit …

6 min readHit and Run or Uninsured Driver? Claiming Against the Nominal Defendant You have done nothing wrong. A driver hits you and speeds …

6 min readPassenger Injured in a Car Accident: Your CTP Rights in NSW Of everyone who can be hurt in a car accident, passengers …

7 min readCyclist Injured by a Vehicle: CTP Compensation in NSW Riding a bike puts you within inches of traffic and gives you almost …

6 min readPedestrian Hit by a Car: Your CTP Rights in NSW Being struck by a car while you are on foot is frightening …

7 min readTPD Claims for Back and Spinal Injuries A back or spinal injury can quietly take away the thing your livelihood depends on. …

6 min readCommon Reasons TPD Claims Are Denied A declined TPD claim can feel like a judgement on whether you are really unwell. It …

7 min readHow Much Is a TPD Payout, and How Is It Calculated? It is the question almost everyone asks first, and it is …

7 min readStatutory Benefits vs Common Law Damages: The Two Types of CTP Claim Explained If you have been injured in a car accident …

7 min readWhen the Insurer Blames Degeneration: Pre Existing Condition Disputes in NSW Workers Compensation You lifted something at work, or you felt your …

7 min readInjured While Working as a Disability Support Worker in NSW You transfer someone who has begun to fall. You catch a resident …

5 min readChallenging an Unfair or Inaccurate IME Report in a NSW Workers Compensation Claim You spent perhaps twenty minutes with a doctor you …

7 min readCTP Insurer Denied My Treatment: What to Do Next Your physiotherapist recommends another block of sessions. Your GP refers you for a …

7 min readHow CTP Compensation Payouts Are Calculated in NSW It is one of the first questions people ask after a motor accident, and …

7 min readHow Long Does a TPD Claim Take in NSW? When you cannot work and the bills keep arriving, the question is not …

6 min readHow to Dispute a CTP Insurer’s Decision in NSW Insurers make decisions about your claim constantly, and not all of them go …

8 min readThe Insurer Says My Injury Is a Threshold Injury: How to Dispute It Few decisions in a motor accident claim carry more …

7 min readBeing hurt in a car accident is disorienting enough without having to work out how the compensation system runs. If you have …

8 min readWhen you have been injured in a car accident and cannot work, your weekly payments are often the only thing keeping the …

8 min readIf an illness or injury has left you unable to work, you may be sitting on a benefit you did not even …

8 min readBeing told your Total and Permanent Disability claim has been knocked back can feel like a second blow at the worst possible …

6 min readYou’ve been told you need surgery, your treating doctor agrees then the insurer refuses to approve it. For an injured worker in …

6 min readIn NSW workers compensation, your whole person impairment (WPI) percentage does far more than set the size of a lump sum. Once …

6 min readIf you’re receiving weekly payments through NSW workers compensation, one number quietly controls almost everything you’ll be paid: your PIAWE or pre …

6 min readReceiving a letter that says your workers compensation claim has been denied is stressful especially when you are injured out of work …

6 min readIf you’re receiving weekly payments through NSW workers compensation, a “work capacity decision” is one of the most important pieces of correspondence …

6 min readIf you have been seriously injured at work in New South Wales because your employer did something unsafe, the standard workers compensation …