Expanded workers compensation commutations: questions before accepting a lump sum
2 min readA lump sum can look straightforward. Before making a decision, understand which entitlements the agreement would bring to an end. The October update and statutory periods SIRA’s expanded EOI process began on 1 October 2026. Regulation Part 9A sets three eligibility classes and their conditions; the reform excludes coal miners, dust disease claims and volunteer […]
Workers compensation treatment requests: what changed on 1 October 2026?
2 min readA treatment request made now may be assessed differently from one submitted before October. Keep the request date and the insurer’s response with your claim records. Current law and transitional protection Section 60 of the Workers Compensation Act 1987 uses the “reasonable and necessary” test. Regulation clause 8P requires a primary purpose of treating the […]
Fatal Motor Accident Claims: What Can a Family Claim in NSW?
6 min readLosing someone you love in a motor accident is a devastating thing to go through, and no amount of compensation can begin to make up for it. In the midst of grief, though, families are often left facing very real practical worries as well, the cost of a funeral, the loss of the income the […]
Can a Pre Existing Condition Affect a CTP Claim?
6 min readIf you already had a bad back, an old knee injury, or a health condition before your car accident, you may be worried that it will be used against you. Many people in that position assume the insurer will simply say their problems are nothing to do with the accident, and that having a prior […]
CTP Medical Assessments: How to Prepare and What Evidence Matters
6 min readAt some point in most CTP claims, your injury stops being described in your own words and starts being measured. A doctor you may never have met examines you, reviews your file, and reaches conclusions that can decide how long your benefits last and whether you can claim a lump sum. That moment is the […]
Work Injury Damages After a Construction Site Accident
5 min readConstruction is one of the most dangerous industries in the country. Working at heights, around heavy plant and moving vehicles, with power tools, electricity and excavations, means that when something goes wrong the consequences are often serious. A fall, a load that shifts, a machine without a guard, and a worker can be left with […]
Work Injury Damages for Unsafe Lifting and Manual Handling Injuries
6 min readLifting, carrying, pushing and pulling are part of countless jobs, from warehousing and construction to aged care, nursing, cleaning and retail. They are also one of the leading causes of serious workplace injury in New South Wales. A single bad lift can rupture a disc or tear a shoulder, and years of repetitive strain can […]
What Does “Unlikely Ever to Work Again” Actually Mean in a TPD Policy?
6 min readBuried in almost every Total and Permanent Disability policy is a phrase that decides more claims than any other. It is the requirement that you be unlikely ever to work again, usually in any occupation you are suited to. It sounds absolute, almost impossibly high, and that wording alone stops many genuinely disabled people from […]
TPD Claim Delays: When Is an Insurer Taking Too Long?
5 min readTPD Claim Delays: When Is an Insurer Taking Too Long? Waiting on a TPD claim is its own kind of stress. You cannot work, the money is running low, and the insurer that holds the answer has gone quiet. Weeks turn into months, and you are left wondering whether this is just how long these […]
How Do You Prove Employer Negligence in a Work Injury Damages Claim?
6 min readHow Do You Prove Employer Negligence in a Work Injury Damages Claim? Reaching the impairment threshold for a work injury damages claim is a significant hurdle, but it is only half the battle. Clearing it does not win your claim. It gets you to the real contest, which is proving that your employer was negligent. […]