Injured While Working as a Disability Support Worker in NSW
7 min readInjured While Working as a Disability Support Worker in NSW You transfer someone who has begun to fall. You catch a resident mid slide because letting go was never an option. You work alone in a client’s home where the bathroom was never designed for two people and a hoist. Then one morning your back […]
Challenging an Unfair or Inaccurate IME Report in a NSW Workers Compensation Claim
5 min readChallenging an Unfair or Inaccurate IME Report in a NSW Workers Compensation Claim You spent perhaps twenty minutes with a doctor you had never met. Weeks later a report lands on your file saying you have recovered, that your symptoms are inconsistent, or that your problems are really caused by something that happened years before […]
CTP Insurer Denied My Treatment: What to Do Next
7 min readCTP Insurer Denied My Treatment: What to Do Next Your physiotherapist recommends another block of sessions. Your GP refers you for a scan. Your surgeon says an operation would help. Then the letter arrives from the insurer saying the treatment will not be funded, and suddenly your recovery is on hold because of a decision […]
How CTP Compensation Payouts Are Calculated in NSW
7 min readHow CTP Compensation Payouts Are Calculated in NSW It is one of the first questions people ask after a motor accident, and one of the hardest to get a straight answer to. How much is my claim actually worth, and how does the insurer arrive at that number? The honest answer is that nobody can […]
How Long Does a TPD Claim Take in NSW?
7 min readHow Long Does a TPD Claim Take in NSW? When you cannot work and the bills keep arriving, the question is not really about curiosity. It is about survival. How long will this take, and can I plan around it? Most people are told something vague, that it depends, or that these things take time. […]
How to Dispute a CTP Insurer’s Decision in NSW
6 min readHow to Dispute a CTP Insurer’s Decision in NSW Insurers make decisions about your claim constantly, and not all of them go your way. They can decide that your payments should stop, that your injury is only a threshold injury, that a treatment you need is not reasonable and necessary, or that the accident was […]
The Insurer Says My Injury Is a Threshold Injury: How to Dispute It
8 min readThe Insurer Says My Injury Is a Threshold Injury: How to Dispute It Few decisions in a motor accident claim carry more weight than whether your injury is classified as a threshold injury. It sounds like a technical label, but it can quietly decide how long your benefits last and whether you can ever claim […]
How to Make a CTP Claim in NSW: The Step by Step Process
7 min readBeing hurt in a car accident is disorienting enough without having to work out how the compensation system runs. If you have been injured on a New South Wales road, whether as a driver, passenger, motorcyclist, cyclist or pedestrian, a CTP claim is usually the path to income support while you cannot work and to […]
CTP Insurer Stopped My Weekly Payments in NSW: What to Do Next
8 min readWhen you have been injured in a car accident and cannot work, your weekly payments are often the only thing keeping the household running. So when the CTP insurer suddenly reduces or stops those payments, it can feel like the ground has been pulled out from under you, usually at the exact moment you can […]
Am I Eligible for a TPD Claim Through Super?
8 min readIf an illness or injury has left you unable to work, you may be sitting on a benefit you did not even know you had. Many Australians hold Total and Permanent Disability cover inside their superannuation without ever thinking about it, right up until the day they can no longer earn a living. At that […]