Passenger Injured in a Car Accident: Your CTP Rights in NSW
6 min readPassenger Injured in a Car Accident: Your CTP Rights in NSW Of everyone who can be hurt in a car accident, passengers are often in the strongest position to claim, and yet they are among the least likely to do so. The reason is usually not the law. It is that the person driving was […]
Cyclist Injured by a Vehicle: CTP Compensation in NSW
7 min readCyclist Injured by a Vehicle: CTP Compensation in NSW Riding a bike puts you within inches of traffic and gives you almost no protection when something goes wrong. A moment of inattention from a driver, a car door thrown open without looking, a vehicle turning across your path, and you can be seriously hurt through […]
Pedestrian Hit by a Car: Your CTP Rights in NSW
6 min readPedestrian Hit by a Car: Your CTP Rights in NSW Being struck by a car while you are on foot is frightening and often serious. Pedestrians have no protection in a collision, so the injuries tend to be worse than in most road accidents, and the aftermath can be overwhelming, physically, emotionally and financially. In […]
CTP Insurer Denied My Treatment: What to Do Next
7 min readCTP Insurer Denied My Treatment: What to Do Next Your physiotherapist recommends another block of sessions. Your GP refers you for a scan. Your surgeon says an operation would help. Then the letter arrives from the insurer saying the treatment will not be funded, and suddenly your recovery is on hold because of a decision […]
How CTP Compensation Payouts Are Calculated in NSW
7 min readHow CTP Compensation Payouts Are Calculated in NSW It is one of the first questions people ask after a motor accident, and one of the hardest to get a straight answer to. How much is my claim actually worth, and how does the insurer arrive at that number? The honest answer is that nobody can […]
How to Dispute a CTP Insurer’s Decision in NSW
6 min readHow to Dispute a CTP Insurer’s Decision in NSW Insurers make decisions about your claim constantly, and not all of them go your way. They can decide that your payments should stop, that your injury is only a threshold injury, that a treatment you need is not reasonable and necessary, or that the accident was […]
The Insurer Says My Injury Is a Threshold Injury: How to Dispute It
8 min readThe Insurer Says My Injury Is a Threshold Injury: How to Dispute It Few decisions in a motor accident claim carry more weight than whether your injury is classified as a threshold injury. It sounds like a technical label, but it can quietly decide how long your benefits last and whether you can ever claim […]
How to Make a CTP Claim in NSW: The Step by Step Process
7 min readBeing hurt in a car accident is disorienting enough without having to work out how the compensation system runs. If you have been injured on a New South Wales road, whether as a driver, passenger, motorcyclist, cyclist or pedestrian, a CTP claim is usually the path to income support while you cannot work and to […]
CTP Insurer Stopped My Weekly Payments in NSW: What to Do Next
8 min readWhen you have been injured in a car accident and cannot work, your weekly payments are often the only thing keeping the household running. So when the CTP insurer suddenly reduces or stops those payments, it can feel like the ground has been pulled out from under you, usually at the exact moment you can […]