What Evidence Should I Collect After a Car Accident in NSW?
6 min readWhat Evidence Should I Collect After a Car Accident in NSW? In the minutes after a car accident, most people are shaken, sore and just trying to make sense of what happened. Collecting evidence is the last thing on your mind, and understandably so. Yet what you gather in those first minutes and days can […]
Do You Need a Lawyer for a Not at Fault Accident Property Damage Claim?
6 min readDo You Need a Lawyer for a Not at Fault Accident Property Damage Claim? If someone else has damaged your car and you were not to blame, the principle is simple. You should not be out of pocket. Getting there, however, is not always simple, and one of the first questions people ask is whether […]
Who Pays for a Hire Car After a Not at Fault Accident?
6 min readWho Pays for a Hire Car After a Not at Fault Accident? Your car is off the road through no fault of your own, and life does not stop. You still have to get to work, do the school run and manage everything else that depends on having a vehicle. So one of the first […]
CTP Versus Property Damage Insurance: What Does Each Cover?
6 min readAfter a car accident, one of the most common sources of confusion is insurance. You have a green slip, you might have car insurance too, and you are not entirely sure which one covers what. Does your CTP look after your smashed car? Does your car insurance help with your injuries? The answer to both […]
Threshold Injury or Not? What the Classification Means for Your CTP Claim
6 min readThreshold Injury or Not? What the Classification Means for Your CTP Claim In a NSW motor accident claim, one word on an insurer’s letter can quietly shape everything that follows. That word is whether your injury is classified as a threshold injury. It sounds like a piece of bureaucratic labelling, but it is one of […]
Psychological Injury After a Car Accident: When PTSD or Depression Is Not a Threshold Injury
6 min readPsychological Injury After a Car Accident: When PTSD or Depression Is Not a Threshold Injury Not every injury from a car accident is visible. Long after the bruises fade, some people find they cannot get back behind the wheel without their heart racing, cannot sleep, cannot shake the images of the crash, or feel a […]
Lump Sum Damages for Economic Loss: Past and Future Loss of Earnings
6 min readFor someone whose injury has changed what they can earn, this is where the real value of a claim usually lies. A serious car accident does not just cost you time off work now. It can reduce what you are able to earn for the rest of your working life, and lump sum damages for […]
Can You Claim CTP Benefits and Workers Compensation?
4 min readA great deal of work happens behind the wheel. Couriers, tradespeople, sales reps, carers, truck drivers and countless others spend part of their day on the road, and when an accident happens during work, it is both a motor accident and a workplace injury at the same time. That raises a question many injured workers […]
Who Can Claim CTP in NSW? Passengers, Pedestrians, Cyclists and Motorcyclists
6 min readWho Can Claim CTP in NSW? Passengers, Pedestrians, Cyclists and Motorcyclists After a motor accident, one of the first questions people ask is whether the compensation scheme even applies to them. Drivers often assume that only the innocent party can claim. Passengers worry that claiming means blaming a friend. Pedestrians and cyclists frequently think that […]
Contributory Negligence in CTP Claims: How Being Partly at Fault Reduces Your Payout
6 min readContributory Negligence in CTP Claims: How Being Partly at Fault Reduces Your Payout Accidents are rarely tidy. You might have been hit by a driver who ran a red light, but you were not wearing your seatbelt. You might have been struck while crossing the road, but not at the crossing a few metres away. […]